Yes! You Can Discharge Credit Card Debts & Medical Bills
If you are struggling with credit card debts or medical bills, it is important to know your rights. Contrary to popular bankruptcy myths, credit card debts and medical bills may be discharged through bankruptcy. Despite changes to the U.S. Bankruptcy Code in 2005, people may still discharge credit card debts and medical bills through a Chapter 7 bankruptcy.
To speak with a Utah bankruptcy lawyer about your legal rights and options, contact the law office of Theron D. Morrison. To schedule a free consultation with a bankruptcy attorney at our firm, contact one of our convenient office locations in Ogden, Logan or Sandy, Utah.
Discharging Credit Card Debts
Through a Chapter 7 bankruptcy, you may be able to discharge your credit card debt completely. If you are not eligible for a Chapter 7 bankruptcy, a Chapter 13 bankruptcy is an alternative.
In a Chapter 13 bankruptcy, you pay the portion of your debts that you are able to pay through a debt repayment plan. In a Chapter 13 bankruptcy, you may be able to pay only a portion of your credit card debt, avoid late fines and penalties, and discharge part of your credit card debt as well.
Medical Bills
If you have thousands of dollars in medical bills, it probably means that you have a serious illness or have suffered a serious injury as a result of an accident. In either case, your ability to work may be impaired. Even if you are able to continue working, your medical bills may be financially overwhelming.
Through a Chapter 7 bankruptcy, you can discharge medical bills. Because our firm handles a lot of bankruptcy filings, we have the experience to handle your case with notable efficiency.
Contact Us
Do not let a bill collector tell you that credit card debt and medical bills may not be discharged. Contact an experienced Utah bankruptcy lawyer at our firm to learn more about your legal rights and options.
