Our Bankruptcy Practice
Our legal practice is devoted almost exclusively to bankruptcy law. We are one of the largest bankruptcy filers in the area. As a result of our extensive experience in bankruptcy law, we have the ability to move cases efficiently through the system and provide clients with sound advice.
At your free consultation, we can discuss whether bankruptcy is right for you. If bankruptcy can provide the help you need, we will discuss which type of bankruptcy is best for your particular situation.
If retained to handle your case, we can provide a wide range of assistance. Some of the legal matters we handle include:
- Chapter 7 bankruptcy: Through a Chapter 7 bankruptcy, you may be able to discharge your debts, including credit card debts, medical bills and other unsecured debts. Only a limited number of debts, such as child support arrears, may not be discharged through a Chapter 7 bankruptcy. Our founding attorney, Theron D. Morrison, has extensive experience in Chapter 7 and Chapter 13 bankruptcy cases.
- Chapter 13 bankruptcy: A Chapter 13 bankruptcy is a type of debt repayment plan that your attorney submits to a bankruptcy court judge for approval. If your plan is approved, your creditors must abide by the terms of the plan. Through a Chapter 13 bankruptcy, you may be able to obtain additional time to pay your debts and even discharge a portion of them as well.
- Home foreclosure avoidance: Through a Chapter 13 bankruptcy, you may be able to stop a home foreclosure. Even if the process of foreclosure has begun, we can help.
- Stop creditor harassment: When you file for Chapter 7 or Chapter 13 bankruptcy, most creditors are barred from further collection activity, including harassing collection calls and other forms of creditor harassment.
- Auto repossession avoidance: When you file for bankruptcy, an automatic stay on further collection activity is created. Through a debt reaffirmation in a Chapter 7 bankruptcy or through a more gradual debt repayment option in a Chapter 13 bankruptcy, you may be able to avoid an auto repossession.
- Credit card and medical debt relief: A Chapter 7 bankruptcy discharges unsecured debts like credit card debts and medical bills. To be eligible for a Chapter 7 bankruptcy, you must meet an economic means test. Most of the people who contact our firm are pleasantly surprised to find that they meet the eligibility requirements for a Chapter 7 bankruptcy. For people who are not eligible for Chapter 7 relief, a Chapter 13 bankruptcy is an available alternative.
Learn More
We have designed this site to provide helpful information to people who may be considering bankruptcy. Visit our page on bankruptcy eligibility, bankruptcy myths and frequently asked questions to learn more about bankruptcy and your legal rights.
Contact Us
If you need to speak with a lawyer about bankruptcy, we offer a free consultation. We have convenient office locations in Ogden, Sandy and Logan, Utah. To contact our firm, call 801-528-4883, or contact us by e-mail.
